/* =========================================================
   NowNow — static rebuild of nownow.ng
   Breakpoints: tablet <= 980px, mobile menu <= 768px, phone <= 767px
   ========================================================= */

:root {
  --orange: #f78b00;
  --orange-glow: rgba(247, 139, 0, 0.3);
  --cream: #fff7ee;
  --white: #ffffff;
  --ink: #313132;
  --ink-2: #24272a;
  --ink-3: #3e3e3f;
  --grey: #666666;
  --grey-2: #707070;
  --line: #d9d9d9;
  --menu-panel: rgba(254, 254, 249, 0.99);
  --font: "Poppins", Helvetica, Arial, Lucida, sans-serif;
  --header-h: 70px;
}

*,
*::before,
*::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.5;
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4, h5, h6, p, ul, ol { margin: 0; padding: 0; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; }

.container { width: 80%; max-width: 1180px; margin: 0 auto; }
.container-wide { width: 90%; max-width: 1296px; margin: 0 auto; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  padding: 5px 20px;
  font-size: 14px;
  font-weight: 300;
  line-height: 1.7;
  border-radius: 4px;
  transition: background-color 0.2s, box-shadow 0.2s, transform 0.2s;
}
.btn-orange { background: var(--orange); color: var(--white); }
.btn-orange:hover { background: #e47f00; }
.btn-glow { box-shadow: 0 6px 20px 0 var(--orange-glow); }
.btn-outline { background: transparent; color: var(--orange); border: 1px solid var(--orange); }
/* the live site's .btn-hover: light orange fill, white text */
.btn-hover:hover { background: #ffad44; border-color: #ffad44; color: var(--white); }

/* ---------- Shared page building blocks ---------- */
.bg-cream { background: var(--cream); }
.bg-dark { background: #24272a; }
.bg-white { background: var(--white); }
.text-orange { color: var(--orange); }
.visually-hidden { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
/* forced <br>s that the live site drops on smaller screens */
@media (max-width: 1279px) { .disable-line-break br { display: none; } }
@media (max-width: 767px) { .disable-line-break-on-sm br { display: none; } }
/* small grey heading above a page title ("About Us") */
.eyebrow { font-size: 24px; font-weight: 700; line-height: 28.8px; color: #5a5b5c; padding-bottom: 10px; }
@media (max-width: 980px) { .eyebrow { font-size: 20px; line-height: 24px; } }
@media (max-width: 767px) { .eyebrow { font-size: 18px; line-height: 21.6px; } }
.menu > li.has-sub.current > .menu-link { color: var(--orange); }

/* =========================================================
   HEADER + MENU
   ========================================================= */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  height: var(--header-h);
  background: var(--white);
}
body { padding-top: var(--header-h); }

.header-inner {
  height: 100%;
  display: flex;
  align-items: center;
  position: relative;
}
.logo { flex: 0 0 auto; margin-left: 4px; }
.logo img { width: 187px; height: auto; }

.main-nav { flex: 1 1 auto; margin-left: 26px; }
.menu { display: flex; align-items: center; }
.menu > li { position: relative; }
.menu > li.menu-push { margin-left: auto; }

.menu-link {
  display: flex;
  align-items: center;
  height: 30px;
  padding: 0 20px;
  font-size: 14px;
  font-weight: 400;
  line-height: 30px;
  color: #222222;
  white-space: nowrap;
  transition: color 0.2s;
}
.menu-business > .menu-link { font-weight: 700; }
.menu > li.has-sub:hover > .menu-link,
.menu > li.has-sub.open > .menu-link,
.menu > li.has-sub:focus-within > .menu-link { color: var(--orange); }

.indicator {
  position: relative;
  display: inline-block;
  width: 14px;
  height: 14px;
  margin-left: 6px;
}
.indicator::before {
  content: "";
  position: absolute;
  left: 4px;
  top: 2px;
  width: 6px;
  height: 6px;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: rotate(45deg);
  transition: transform 0.2s;
}

.menu-signup > .menu-link {
  background: var(--orange);
  color: var(--white);
  border-radius: 5px;
}
.menu-signup > .menu-link:hover { background: #e47f00; }

/* Desktop dropdown panel (two-column, fade-up) */
.sub-menu {
  position: absolute;
  top: calc(100% + 23px);
  left: -90px;
  width: 480px;
  padding: 30px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--menu-panel);
  border-radius: 5px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity 0.4s, transform 0.4s, visibility 0.4s;
  z-index: 10;
}
/* invisible bridge so the panel doesn't close while the mouse crosses the gap */
.sub-menu::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: -24px;
  height: 24px;
}
.menu > li.open > .sub-menu,
.menu > li:focus-within > .sub-menu {
  opacity: 1;
  visibility: visible;
  transform: none;
}
.sub-menu li { background-repeat: no-repeat; background-position: 0 11px; background-size: 14px auto; }
.sub-menu li.ico { padding-left: 20px; }
.sub-menu a {
  display: block;
  padding: 0 10px;
  font-size: 14px;
  line-height: 35px;
  color: var(--grey);
  transition: color 0.2s;
}
.sub-menu a:hover { color: var(--orange); }
.sub-menu .fa-tablet-screen-button {
  position: absolute;
  margin: 12px 0 0 -26px;
  font-size: 11px;
  color: var(--orange);
}
.ico-merchant { background-image: url("../assets/img/user-3-1.webp"); }
.ico-taptap { background-image: url("../assets/img/TapAndPay.webp"); }
.ico-about { background-image: url("../assets/img/AboutUs.webp"); }
.ico-blog { background-image: url("../assets/img/blog.webp"); }
.ico-faq { background-image: url("../assets/img/FAQ.webp"); }
.ico-contact { background-image: url("../assets/img/Contact-us.webp"); }

/* Hamburger (mobile only) */
.menu-toggle {
  display: none;
  position: relative;
  width: 32px;
  height: 32px;
  margin-left: auto;
  padding: 0;
  border: 0;
  background: none;
}
.menu-toggle span {
  position: absolute;
  left: 2px;
  right: 2px;
  height: 3px;
  border-radius: 2px;
  background: var(--ink);
  transition: transform 0.25s, opacity 0.2s, top 0.25s;
}
.menu-toggle span:nth-child(1) { top: 7px; }
.menu-toggle span:nth-child(2) { top: 15px; }
.menu-toggle span:nth-child(3) { top: 23px; }
.menu-toggle.is-active span:nth-child(1) { top: 15px; transform: rotate(45deg); }
.menu-toggle.is-active span:nth-child(2) { opacity: 0; }
.menu-toggle.is-active span:nth-child(3) { top: 15px; transform: rotate(-45deg); }

/* =========================================================
   TOP BANNER
   ========================================================= */
.top-banner { position: relative; margin-top: -21px; }
/* inner pages: the banner sits directly under the header (as seen in a real browser) */
.top-banner.sub { margin-top: 0; }
.top-banner img { width: 100%; }

/* =========================================================
   HERO
   ========================================================= */
.hero { background: var(--cream); overflow: hidden; }
.hero-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  column-gap: 5.5%;
  padding: 27px 0 19px;
}
.hero-text { padding-top: 163px; }

.typing-text {
  min-height: 141px;
  margin-bottom: 8px;
  padding-bottom: 10px;
  font-size: 45px;
  font-weight: 700;
  line-height: 50px;
  color: #000000;
}
.typewrite { border-right: 3px solid var(--orange); padding-right: 1px; }

.hero-lead {
  max-width: 476px;
  margin-bottom: 14px;
  font-size: 14px;
  font-weight: 500;
  line-height: 21.6px;
  color: var(--ink-2);
}
.hero-perks { display: flex; margin-top: 92px; }
.hero-perks img { width: 180px; height: 30px; margin-right: -2px; }

.hero-image img {
  width: 113%;
  max-width: none;
  margin: -83px 0 0 -5.7%;
}

/* =========================================================
   TRUST BADGES
   ========================================================= */
.trust { background: var(--white); padding: 37px 0 23px; }
.trust-row { display: flex; align-items: flex-start; margin-left: -8px; }
.trust-row img:nth-child(1) { width: 196px; }
.trust-row img:nth-child(3),
.trust-row img:nth-child(5) { width: 242px; }
.trust-sep { width: 1px; height: 38px; margin: 0 110px; background: #eaeaea; flex: 0 0 auto; }

.trust-fade { display: none; position: relative; width: 300px; max-width: 100%; margin: 0 auto; background: var(--white); border-radius: 10px; overflow: hidden; box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06); }
.trust-fade img { width: 100%; opacity: 0; animation: badgeFade 9s infinite; }
.trust-fade img + img { position: absolute; top: 0; left: 0; }
.trust-fade img:nth-child(2) { animation-delay: 3s; }
.trust-fade img:nth-child(3) { animation-delay: 6s; }
@keyframes badgeFade {
  0% { opacity: 0; }
  4% { opacity: 1; }
  30% { opacity: 1; }
  34% { opacity: 0; }
  100% { opacity: 0; }
}

/* =========================================================
   SOLUTIONS
   ========================================================= */
.solutions { background: var(--cream); padding: 77px 0 74px; }
.section-title {
  margin-bottom: 129px;
  font-size: 28px;
  font-weight: 500;
  line-height: 1.2;
  color: #000000;
  text-align: center;
}
.solution-grid { display: grid; grid-template-columns: repeat(3, 1fr); column-gap: 5.5%; }
.solution img { width: 100%; border-radius: 48px; }
.solution h3 { margin-top: 17px; font-size: 26px; font-weight: 500; line-height: 1.2; color: #000000; }
.solution p { margin-top: 21px; font-size: 14px; font-weight: 500; line-height: 21px; color: #000000; }
.solution-taptap h3 { color: #333333; }
.solution-taptap p { font-weight: 400; }

/* =========================================================
   FEATURE TABS
   ========================================================= */
.features { background: var(--cream); padding: 27px 0 67px; }
.tab-buttons { display: flex; justify-content: center; gap: 14px; margin-bottom: 46px; }
.tab-btn {
  padding: 5px 16px;
  font-size: 15px;
  font-weight: 400;
  line-height: 22.5px;
  color: #000000;
  background: transparent;
  border: 1px solid #9b9895;
  border-radius: 5px;
  transition: background-color 0.2s, color 0.2s, border-color 0.2s;
}
.tab-btn.active { background: var(--orange); border-color: var(--orange); color: var(--white); }

.tab-panel { display: none; }
.tab-panel.active { display: block; animation: fadeIn 0.4s; }
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }

.card-grid { display: flex; flex-wrap: wrap; gap: 20px; }
.cols-4 { gap: 20px 1.74%; }
.cols-4 > .icon-card { width: 23.45%; }
.cols-3 > .icon-card { width: calc((100% - 40px) / 3); }

.icon-card {
  min-height: 330px;
  padding: 30px;
  background: var(--white);
  border-radius: 5px;
  text-align: center;
  font-size: 14px;
  line-height: 21px;
  color: #000000;
}
.icon-card.short { min-height: 300px; }
.icon-card img { width: auto; max-height: 35px; margin: 0 auto; }
.icon-card h3 { margin: 15px 0 0; padding-bottom: 10px; font-size: 22px; font-weight: 500; line-height: 26.4px; color: var(--ink-3); }
.icon-card p { color: var(--ink); }

.wallet-layout { display: flex; align-items: flex-start; gap: 20px; }
.wallet-layout .card-grid { flex: 1; }
.checkbox-list {
  flex: 0 0 24%;
  padding: 20px;
  background: var(--white);
  border-radius: 5px;
}
.custom-checkbox {
  display: block;
  position: relative;
  padding-left: 35px;
  margin-bottom: 20px;
  font-size: 15px;
  line-height: 20px;
  color: var(--grey-2);
  cursor: pointer;
  user-select: none;
}
.checkbox-list li:last-child .custom-checkbox { margin-bottom: 0; }
.custom-checkbox input { position: absolute; opacity: 0; width: 0; height: 0; }
.checkmark {
  position: absolute;
  top: 0;
  left: 0;
  width: 20px;
  height: 20px;
  background: var(--cream);
  border: 1px solid var(--grey-2);
  border-radius: 3px;
}
.custom-checkbox input:checked ~ .checkmark { background: var(--orange); border-color: var(--cream); }
.custom-checkbox input:focus-visible ~ .checkmark { outline: 2px solid var(--orange); outline-offset: 2px; }
.checkmark::after {
  content: "";
  position: absolute;
  display: none;
  left: 6px;
  top: 2px;
  width: 5px;
  height: 10px;
  border: solid var(--white);
  border-width: 0 3px 3px 0;
  transform: rotate(45deg);
}
.custom-checkbox input:checked ~ .checkmark::after { display: block; }

/* =========================================================
   TESTIMONIALS
   ========================================================= */
.testimonials { background: var(--cream); padding: 77px 0 77px; }
.section-heading {
  padding-bottom: 10px;
  font-size: 40px;
  font-weight: 700;
  line-height: 48px;
  color: var(--ink);
  text-align: center;
}
.testimonials .section-heading { margin-bottom: 40px; }

.t-slider {
  position: relative;
  max-width: 820px;
  margin: 0 auto;
  padding: 40px 0 37px;
  background: var(--white);
  border-radius: 8px;
  box-shadow: 0 2px 18px rgba(0, 0, 0, 0.06);
}
.t-track { display: grid; }
.t-slide {
  grid-area: 1 / 1;
  width: 74%;
  margin: 0 auto;
  text-align: center;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.5s, visibility 0.5s;
}
.t-slide.active { opacity: 1; visibility: visible; }
.t-slide h3 { margin-bottom: 8px; padding-bottom: 10px; font-size: 20px; font-weight: 700; line-height: 24px; color: var(--ink); }
.t-slide .stars { margin-bottom: 12px; padding-bottom: 22px; font-size: 22px; line-height: 33px; letter-spacing: 3px; color: var(--orange); }
.t-slide .stars span { color: #e0d6c8; }
.t-slide p { font-size: 14px; line-height: 21px; color: var(--ink); }

.t-arrow {
  position: absolute;
  top: 50%;
  width: 48px;
  height: 72px;
  margin-top: -36px;
  padding: 0;
  border: 0;
  background: none;
  font-size: 30px;
  color: var(--orange);
  opacity: 0;
  transition: opacity 0.3s, left 0.3s, right 0.3s;
}
.t-prev { left: -22px; }
.t-next { right: -22px; }
.t-slider:hover .t-arrow,
.t-arrow:focus-visible { opacity: 1; }
.t-slider:hover .t-prev { left: 0; }
.t-slider:hover .t-next { right: 0; }

.t-dots { display: flex; justify-content: center; gap: 10px; margin-top: 22px; }
.t-dots button {
  width: 7px;
  height: 7px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: var(--orange);
  opacity: 0.5;
}
.t-dots button.active { opacity: 1; }

/* =========================================================
   TRUSTED BY (world map)
   ========================================================= */
.trusted {
  padding: 127px 0 127px;
  background: var(--white) url("../assets/img/Group-3337.jpg") center / cover no-repeat;
  text-align: center;
}
.trusted h2 { padding-bottom: 10px; margin-bottom: 31px; font-size: 30px; font-weight: 700; line-height: 39px; color: #1f1f1f; }

/* =========================================================
   FAQ ACCORDION
   ========================================================= */
.faq { background: var(--cream); padding: 77px 0 112px; }
.faq .section-heading { color: #000000; margin-bottom: 36px; }

.acc-item { padding: 20px; border-bottom: 1px solid var(--line); }
.acc-q {
  position: relative;
  display: block;
  width: 100%;
  padding: 0 50px 0 40px;
  border: 0;
  background: none;
  text-align: left;
  font-size: 18px;
  font-weight: 500;
  line-height: 21.6px;
  color: var(--ink-2);
  margin-bottom: 8px;
}
.acc-item.open .acc-q { color: #333333; cursor: default; }
/* orange plus / minus */
.acc-q::before {
  content: "\2b";
  position: absolute;
  left: 0;
  top: 0;
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  font-size: 16px;
  line-height: 21.6px;
  color: var(--orange);
}
.acc-item.open .acc-q::before { content: "\f068"; }

.acc-a { display: none; padding: 20px 0 16px; }
.acc-item.open .acc-a { display: block; }
.acc-body {
  margin-left: 39px;
  padding-left: 16px;
  border-left: 1px solid var(--orange);
  font-size: 15px;
  font-weight: 500;
  line-height: 22.5px;
  color: #56595c;
}
.acc-body p + p { margin-top: 1em; }
.acc-body a { color: var(--orange); }

/* =========================================================
   FOOTER
   ========================================================= */
.site-footer { background: var(--white); color: var(--ink-3); }
.footer-grid {
  display: grid;
  grid-template-columns: 26.4% 22% 22% 29.6%;
  padding-top: 78px;
}
.footer-about img { width: 191px; }
.footer-about p { max-width: 271px; margin-top: 21px; font-size: 14px; line-height: 27.2px; }
.social-boxes { display: flex; gap: 8px; margin-top: 38px; }
.social-boxes a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border: 1px solid var(--grey-2);
  border-radius: 5px;
  font-size: 22px;
  color: #000000;
  transition: color 0.2s, border-color 0.2s;
}
.social-boxes a:hover { color: var(--orange); border-color: var(--orange); }

.footer-col h4 { padding-bottom: 10px; font-size: 23px; font-weight: 700; line-height: 27.6px; color: var(--ink-3); }
.footer-links { margin-top: 10px; }
.footer-links li { margin-left: 2px; line-height: 23px; }
.footer-links li + li { margin-top: 12px; }
.footer-links a { font-size: 16px; line-height: 23px; transition: color 0.2s; }
.footer-links a:hover { color: var(--orange); }

.footer-contact ul { margin-top: 23px; }
.footer-contact li { display: flex; align-items: flex-start; gap: 9px; font-size: 16px; line-height: 27.2px; }
.footer-contact li:nth-child(2) { margin-top: 28px; }
.footer-contact li:nth-child(3) { margin-top: 21px; }
.footer-contact li img { flex: 0 0 auto; margin: 2px 0 0 -6px; }
.footer-contact a:hover { color: var(--orange); }

.footer-bottom { padding: 18px 0 5px; }
.footer-icons { display: flex; justify-content: flex-end; gap: 24px; }
.footer-icons a { width: 24px; line-height: 36px; font-size: 24px; text-align: center; color: #0a0a0a; transition: color 0.2s; }
.footer-icons a:hover { color: var(--orange); }
.copyright {
  margin-top: 16px;
  padding: 20px 0 10px;
  border-top: 1px solid #939393;
  font-size: 16px;
  line-height: 24px;
  color: #000000;
  text-align: center;
}

/* =========================================================
   SHARED: feature box (icon + title + text), used on service pages
   ========================================================= */
.svc-box {
  min-height: 173px;
  padding: 30px 30px 20px;
  background: var(--white);
  border: 1px solid #f3f3f3;
  border-radius: 5px;
  box-shadow: 7px 7px 16px rgba(0, 0, 0, 0.03);
  display: grid;
  grid-template-columns: calc(25% + 6px) 1fr;
  align-items: start;
  text-align: justify;
}
.svc-box img { width: auto; max-width: 100%; }
.svc-box h2 { padding-bottom: 10px; font-size: 20px; font-weight: 700; line-height: 24px; color: var(--ink-2); }
/* p keeps Bootstrap's 16px bottom margin, as on the live site */
.svc-box p { margin: 8px 0 16px; font-size: 14px; line-height: 21px; color: var(--ink-2); }
.svc-box.center-y { align-items: center; }

/* =========================================================
   SHARED: accordion variant whose answers are orange-edged steps
   ========================================================= */
.acc-steps .acc-body { margin-left: 0; padding-left: 0; border-left: 0; font-weight: 400; }
.acc-steps .acc-body p {
  margin: 0 0 16px 40px;
  padding: 0 0 15px 15px;
  border-left: 1px solid var(--orange);
  font-size: 15px;
  line-height: 22.5px;
  color: #56595c;
}
.acc-steps .acc-body p:last-child { margin-bottom: 0; padding-bottom: 0; }
.acc-steps .acc-body p + p { margin-top: 0; }
.acc-steps .acc-a { padding: 19px 0 16px; }

/* =========================================================
   SHARED: a word circled in orange inside a heading (live: .round-bg / .round-bg2 / .round-bg3)
   ========================================================= */
.round-bg,
.round-bg2 {
  position: relative;
  display: inline-block;
  width: 123px;
  text-align: center;
  background: url("../assets/img/Group-4058-1.png") 0 0 / 121px auto no-repeat;
}
.round-bg { margin: 0 -15px 0 -21px; }
.round-bg2 { margin: 0 0 0 -11px; }
.round-bg3 { margin: 0 0 0 -20px; }
@media (max-width: 992px) {
  .round-bg2 { background-image: none; }
}
@media (max-width: 980px) {
  .round-bg { width: 110px; background-size: 105px auto; }
  .round-bg2 { width: 100px; background-size: 95px auto; }
}
@media (max-width: 640px) {
  .round-bg { width: 85px; background-size: 75px auto; }
  .round-bg2 { width: 85px; background-size: 82px auto; }
}

/* =========================================================
   SHARED: forms (.nn-form), handled by js/main.js
   ========================================================= */
.nn-form input,
.nn-form select,
.nn-form textarea {
  display: block;
  width: 100%;
  margin-bottom: 15px;
  padding: 10px;
  border: 1px solid #cfcfcf;
  border-radius: 3px;
  background: var(--white);
  font-family: inherit;
  font-size: 14px;
  line-height: 21px;
  color: #4e4e4e;
}
.nn-form textarea { height: 232px; resize: vertical; }
.nn-form input::placeholder,
.nn-form textarea::placeholder { color: #757575; }
.nn-form .not-valid { border-color: red; }
.nn-form button[type="submit"] {
  display: block;
  width: 100%;
  margin-top: 20px;
  padding: 6px 28px;
  border: 0;
  border-radius: 3px;
  background: var(--orange);
  color: var(--white);
  font-size: 15px;
  line-height: 22.5px;
}
.nn-form button[type="submit"]:disabled { opacity: 0.7; cursor: wait; }
.form-response:not(:empty) {
  margin: 2em 0.5em 1em;
  padding: 0.2em 1em;
  border: 2px solid var(--orange);
  color: var(--orange);
  font-size: 13px;
  line-height: 21px;
  text-align: center;
}

/* =========================================================
   SHARED: orange "Download the NowNow app" strip
   ========================================================= */
.app-cta { background: var(--orange); padding-top: 50px; overflow: hidden; }
.app-cta-row {
  display: grid;
  grid-template-columns: calc(25% - 18px) calc(50% - 12px) calc(25% - 18px);
  column-gap: 24px;
}
.app-cta-card { margin-top: 4px; }
.app-cta-card img { width: 100%; }
/* the live padding is a % of the full row width (container + gutters), not of this column */
.app-cta-text { padding-top: calc((min(80vw, 1180px) + 24px) * 0.1); text-align: center; color: var(--white); }
.app-cta-text p { font-size: 15px; line-height: 22.5px; }
.app-cta-text h2 { margin-top: 16px; padding-bottom: 10px; font-size: 20px; font-weight: 700; line-height: 24px; color: var(--white); }
.store-badges { display: flex; justify-content: center; gap: 4px; margin-top: 8px; }
.store-badges img { width: 135px; height: 40px; }
.app-cta-phone { display: flex; align-items: flex-end; justify-content: flex-end; }
.app-cta-phone img { width: 100%; }

@media (max-width: 991px) {
  .svc-box { display: block; min-height: 280px; }
  .svc-box h2 { margin-top: 22px; }
  .app-cta-row { grid-template-columns: 1fr; }
  .app-cta-card { margin: 0 auto; }
  .app-cta-card img { width: auto; max-width: 100%; }
  .app-cta-text { padding-top: calc((80vw + 24px) * 0.04); }
  .app-cta-text p br { display: none; }
  .app-cta-phone { justify-content: center; margin-top: 48px; }
  .app-cta-phone img { width: auto; max-width: 100%; }
}
@media (max-width: 767px) {
  .svc-box { min-height: 0; padding: 30px 30px 20px; text-align: center; }
  .svc-box img { margin: 0 auto; }
  .app-cta-card { margin: 0; }
  .app-cta-card img { width: 100%; }
  .app-cta-phone img { width: 100%; }
}

/* =========================================================
   SCROLL REVEAL (only when JS is running)
   ========================================================= */
.js .reveal { opacity: 0; transition: opacity 1s ease; }
.js .reveal.in { opacity: 1; }

/* =========================================================
   TABLET  (<= 980px)
   ========================================================= */
@media (max-width: 980px) {
  .container-wide { width: calc(80% - 24px); }

  .menu-link { padding: 0 4px; font-size: 13px; }
  .main-nav { margin-left: 25px; }

  .hero-row { grid-template-columns: 1fr; padding-bottom: 0; }
  .hero-text { padding-top: 16px; text-align: center; }
  .typing-text { min-height: 129px; }
  .features { padding-bottom: 73px; }
  .testimonials { padding-bottom: 83px; }
  .hero-lead { max-width: none; }
  .hero-perks { display: none; }
  .hero-image { margin-top: 36px; }

  .trust { padding: 30px 0; }
  .trust-row { display: none; }
  .trust-fade { display: block; }

  .solutions { padding: 31px 0 80px; }
  .section-title { font-size: 26.2px; margin-bottom: 134px; }
  .solution-grid { grid-template-columns: 1fr; row-gap: 82px; }
  .solution img { width: 100%; }

  .cols-4 { gap: 20px; }
  .cols-4 > .icon-card { width: calc((100% - 20px) / 2); }
  .icon-card { padding: 10px; }

  .faq .section-heading { font-size: 35.5px; line-height: 42.6px; }
  .wallet-layout { flex-direction: column; align-items: stretch; }
  .checkbox-list { flex-basis: auto; }
  .cols-3 > .icon-card { width: calc((100% - 20px) / 2); }

  .footer-grid { grid-template-columns: 1fr 1fr; column-gap: 7.5%; row-gap: 70px; padding-top: 54px; }
  .footer-about p { max-width: none; }
  .footer-col h4 { font-size: 23.1px; }
  .footer-contact h4 { font-size: 29.3px; line-height: 35px; }
  .footer-contact ul { margin-top: 18px; }
  .footer-contact li:nth-child(2) { margin-top: 21px; }
  .footer-contact li:nth-child(3) { margin-top: 20px; }
  .footer-contact li span { max-width: 264px; }
  .footer-bottom { padding-top: 60px; }
}

/* =========================================================
   MOBILE MENU  (<= 768px)
   ========================================================= */
@media (max-width: 768px) {
  :root { --header-h: 80px; }
  .site-header { position: relative; }
  body { padding-top: 0; }
  .top-banner,
  .top-banner.sub { margin-top: 0; }
  .container-wide.header-inner { width: 100%; padding: 0 22px 0 16px; }
  .logo { margin-left: 0; }
  .logo img { width: 195px; }
  .menu-toggle { display: block; }

  .main-nav {
    display: none;
    position: absolute;
    top: 60px;
    left: 0;
    right: 0;
    margin: 0;
    padding: 25px 25px 18px;
    background: var(--cream);
    box-shadow: 0 10px 18px rgba(0, 0, 0, 0.08);
  }
  .main-nav.is-open { display: block; }
  .menu { flex-direction: column; align-items: stretch; }
  .menu > li.menu-push { margin-left: 0; }
  .menu-link {
    justify-content: space-between;
    height: 40px;
    padding: 0 4px;
    font-size: 14px;
    line-height: 40px;
  }
  .indicator { margin-right: 2px; }
  .menu > li.open > .menu-link .indicator::before { transform: rotate(-135deg); top: 6px; }

  .sub-menu,
  .sub-menu::before { all: unset; }
  .sub-menu { display: none; padding: 0 0 8px 14px; }
  .menu > li.open > .sub-menu { display: block; }
  .sub-menu li { display: block; background-position: 0 13px; }
  .sub-menu a { line-height: 40px; }

  .menu-signup { margin-top: 18px; }
  .menu-signup > .menu-link { justify-content: center; height: 40px; }
}

/* =========================================================
   PHONE  (<= 767px)
   ========================================================= */
@media (max-width: 767px) {
  .hero-text { padding-top: 46px; }
  .typing-text { min-height: 65px; }
  .hero-image { margin-top: 65px; }

  .trust { padding: 30px 0; }

  .hero-lead { padding: 0 14px; }
  .solutions { padding: 30px 0 77px; }
  .section-title { font-size: 23px; margin-bottom: 67px; }
  .solution img { display: none; }
  .solution h3 { margin-top: 0; }
  .solution-grid { row-gap: 44px; }

  .features { padding: 30px 0 67px; }
  .tab-buttons { flex-direction: column; gap: 10px; margin-bottom: 26px; }
  .tab-btn { padding: 5px; font-size: 12px; line-height: 18px; }

  .testimonials { padding: 53px 0 50px; }
  .section-heading { font-size: 26px; line-height: 31.2px; }
  .faq .section-heading { font-size: 30px; line-height: 36px; max-width: 220px; margin-left: auto; margin-right: auto; }
  .t-arrow { opacity: 1; font-size: 22px; width: 36px; }
  .t-prev, .t-slider:hover .t-prev { left: 4px; }
  .t-next, .t-slider:hover .t-next { right: 4px; }

  .trusted { padding: 130px 0 99px; }
  .trusted h2 { font-size: 26px; line-height: 33.8px; }

  .faq { padding: 73px 0 112px; }
  .acc-item { padding: 20px 0; }

  .container-wide { width: calc(100% - 24px); }
  .footer-grid { grid-template-columns: 1fr; row-gap: 60px; text-align: center; padding-top: 43px; }
  .footer-about { margin-bottom: -17px; }
  .footer-about img { margin: 0 auto; }
  .footer-about p { max-width: none; margin-top: 34px; }
  .social-boxes { justify-content: center; }
  .footer-col h4 { font-size: 21.6px; }
  .footer-contact h4 { font-size: 24.7px; }
  .footer-contact ul { margin-top: 29px; }
  .footer-contact li { position: relative; justify-content: center; padding: 0 32px; }
  .footer-contact li:nth-child(2) { margin-top: 45px; }
  .footer-contact li:nth-child(3) { margin-top: 40px; }
  .footer-contact li span { max-width: none; }
  .footer-contact li img { position: absolute; left: -6px; top: 0; margin: 0; }
  .footer-icons { justify-content: center; }
  .footer-bottom { padding-top: 90px; }
}

/* =========================================================
   SMALL PHONE  (<= 580px)
   ========================================================= */
@media (max-width: 580px) {
  .typing-text { font-size: 26px; line-height: 30px; }
  .cols-4 > .icon-card,
  .cols-3 > .icon-card { width: 100%; }
  .icon-card { padding: 30px 20px; }
}

@media (prefers-reduced-motion: reduce) {
  .js .reveal { opacity: 1; transition: none; }
  .t-slide, .sub-menu { transition: none; }
}