Frequently Asked Questions
Are You New To NowNow And Got Questions? The Best
Place To Find Answers Is Below
How do I change my PIN?
Click on the NowNow icon by the top left side of the screen. Go to account details, then select change PIN
How do I reset my PIN?
Click on the NowNow icon by the top left side of the screen. Go to account details, then select ‘Reset PIN’’
How do I download the NowNow mobile wallet?
Go to Google pay store or apple store. Look for NowNow and click on download app.
What are KYCs and how do I update mine on the NowNow App?
KYC means know your customer. This helps us know you, to update your profile to KYC2, input your bvn.
How do I see my financial statement on the app?
Transaction history page or send an email to customer service to request for your statement of account
Who can I send airtime and money to?
Anyone who has a mobile phone number or a bank account! They do not need to be registered on the NowNow app to receive money sent through the App.
How to get a bank statement?
From the mobile app (PDF): on the Home screen, tap the 3 horizontal bars in the top right-hand corner and select
What is the difference between personal and business accounts?
NowNow personal account gives customers better access to their money whenever they need it. Customers can send transfers, receive money and pay bills in real-time on the app.
The business account is for businesses to carry out transactions(Agents) on behalf of others and accept payments(Merchants) from customers.
How do I send data?
Launch your app and click “BUY DATA”
– Input the receiver’s phone number or access the phone book icon to retrieve from your phone contacts.
– Choose the operator
– Select the data plan from the options provided.
– Buy Data
– Input your 4 digit mPIN (Mobile pin)
– Start browsing
How do I send airtime?
Launch your app and access “BUY AIRTIME”
– Input the receiver’s phone number or access the phone book icon to retrieve from your phone contacts.
– Choose the operator
– Input the amount
– Recharge
– Input your 4 digit mPIN (Mobile pin)
– Start calling
Anyone who has a mobile phone number or a bank account! They do not need to be registered on the NowNow app to receive money sent through the App.
How do I pay my electricity bills?
– Launch your app and access “Electricity”
– Select/Type electricity provider (Ikeja Prepaid/Postpaid etc)
– Enter meter number and amount
– Confirm details
– Proceed to Pay
How do I pay my cable TV subscription? (gotv/dstv etc)
This service comes with a convenience charge
– Launch your app and access “TV Pay”
– Select/Type TV subscription provider (Smile, Spectranet etc)
– Select preferred package
– Enter card number (smart card/IUC, etc)
– Confirm details
– Proceed to Pay
How to pay my internet subscription? (smile/swift etc)
This service comes with a convenience charge
– Launch your app and access “Internet”
– Select/Type internet service provider (Smile, Spectranet etc)
– Select preferred package
– Enter Account ID
– Confirm details
– Proceed to Pay
How do I send money to a bank account?
– Launch your app and access “Send Money”
– Access “To Bank”
– Select the receiver’s bank.
– Choose the type of account
– Enter receiver’s account number
– Enter receiver’s mobile number/email
– Input the amount
– Input the reason for the transfer (optional)
– Send Money
How do I send money to another wallet?
– Launch your app and click “send money”
– On the ‘To Mobile No.’ page, type in the user’s registered phone number.
– Input the amount to be sent.
– Input the reason for the transfer (optional)
– View and confirm details
– Pay Now
– Input your 4 digit mPIN to confirm transaction
How to withdraw cash with a NowNow agent?
– Launch your app and access “Add Money”
– Withdraw
– Input registered phone number of the agent.
– Input the amount you want to transfer to the agent wallet.
– Input 4-digit mPIN
– Collect money from agent.
How do I fund my wallet using my debit card?
– Input the amount.
– Input card details
– Input your 4 digit mPIN and confirm
– Input your card number on the debit card
– Input the expiry date on the card
– Input 3 digit number at the back of the card (CVV).
– Verify your ownership of the card to process transaction
– Once verification completes, your wallet will be funded
How do I receive money on the NowNow mobile app?
– Launch your app and access “Receive Money”
– Request for money by inputting the registered phone number of the sender.
– Input the amount.
– Input the reason for the request (optional)
– Input your 4 digit mPIN.
How do I send money to another wallet using the QR code?
– Launch your app and access “Send Money”
– Access “To QR Code”
– Scan the receiver bar code or upload barcode from gallery if it’s already saved.
– N/B: When the barcode is scanned or uploaded, the sender can view receiver’s request for cash.
– Pay Now
– Put in 4-digit mPIN
How do I request a NowNow debit card?
Request for a debit card on NOWNOW App
How much is the cost of the Card?
How long does it take for my card to arrive?
How do I activate my new card?
Retrieve the 4 digits default PIN from the App and change to your preferred PIN at any Bank’s ATM.
Where can I use my debit card?
You can use the card on any ATM, POS, WEB or online channel
What do I do if I use a wrong PIN 3 times?
Your PIN will reset after 24 hours, then you can use the card again if you remember the PIN.
What If I forget my PIN?
How do I block my debit card?
You can block your debit card on NowNow App
How do I unblock my debit card?
You can unblock the card from your App
What do I do if my card is stolen, lost or compromised?
Call our customercare centre – 07000669669 or chat us up through your NowNow app to deactivate the card.
How do I change my transaction limit?
Log on to the App, to modify the existing channels limits
What do I do if I get a failed ATM card transaction?
Are there any fees when making purchases?
No. Purchase amounts are automatically deducted from the wallet account, so there are no fees or interest charges.
When making a purchase, should the cardholder give his or her personal card information to the Merchant?
No. There is no need to present personal information such as PIN to a third party when using your NOWNOW debit card. Authorizing a card transaction with a PIN or OTP should be done by you only.
Is NOWNOW card accepted on all POS terminals?
Will NOWNOW MasterCard work internationally?
What is the cash withdrawal fee on other bank’s ATM?
How many times can you try your PIN before it is blocked?
What is my spending limit on the Card?
What are the required details on your physical or virtual card for web transactions?
Can I cancel my card request?
How do I deactivate my card?
What is my card limit on ATM withdrawals?
It is N150 maximum on the KYC 2 and 3.
What is a virtual card?
A card that is used for transactions only on the web or online
Is virtual card free?
Yes
How do I get a virtual one?
Is there a limit to how much I can spend with my virtual card?
Same as the web lime on physical card for KYC 1, 2 and 3 accounts
After getting my virtual card, how long before it expires?
3 years just like the physical card
What do I need to open a NowNow wallet?
Last Name
Phone Number
Gender,
Date of Birth
Is my money safe with NowNow?
NowNow is licensed by the CBN as a Mobile Money Operator and all funds are insured by the Nigeria Deposit Insurance Corporation (NDIC) which makes all funds transacted on the app safe.
How do I get a NowNow account?
Super easy! Just download the NowNow app on either ios or Android. Sign up in just a few minutes and you’re done.
What documents do I need to open a bank account?
To open an account, all you need are basic information like your phone number, email and date of birth. You can open an account in less than 5 minutes without queues or stress.
How do I fund my NowNow account?
You can fund or deposit money into your NowNow account in 3 ways.
Fund your NowNow account using your debit card
You can deposit money to your NowNow account by using your bank debit card. But first, you will need to link your bank card to your NowNow account.
Fund your NowNow account using a banking app You can fund your NowNow account by doing a simple money transfer from any mobile app. Here’s how to do it.
– Step 1: Launch the mobile app,
– Step 2: Choose NowNow digital systems from the options,
– Step 3: Enter your NowNow account number(the last 10 digits of the number you used to register your OPay account is your account number by default).
– Step 4: Enter the amount you want to add to your NowNow wallet
– Step 5: Click send. In a few seconds, the money will be in your NowNow wallet.
Fund your NowNow account through a NowNow Agent
Finally, you can fund your NowNow account through any of NowNow Agents near you. Give the agent your cash and your NowNow account will be credited in seconds with the same amount of funds.
Where is NowNow based?
Our headquarters are in Lagos with offices in Port Harcourt and Abuja. Outside Nigeria, we have offices in Dubai, Equatorial Guinea and Angola.
Is using NowNow Free?
Is NowNow contactless?
How do I get a debit card?
What are the benefits of having the NowNow debit card?
In addition to being in control of your expenses, you can also get discounts, gifts for paying with your card. On the app, you can even block and unblock your card, and increase or decrease the spending limit. Learn more on our home page.
How do I use Payment Link?
Payment Links is the easiest way to receive payments from your customers if you don’t have your own app or website. Payment Link can be shared with your customer via WhatsApp, SMS, email etc and upon clicking the link, your customers can pay you.
Can my customers make partial payments?
Yes. Your customers can make part payment and then later, you can send them a reminder to pay the balance.
Can I create a Paytm Payment link for a specific amount?
Yes, you can create your link with the specific amount, then send it to your customers to request payment with the NowNow App. Your customers will not be able to change the amount at the time of payment.
How can I share my link to my customers?
You can share the link you created through email or Whatapp to your customers. You can also resend the link.
How does NowNow Insurance work?
With NowNow App Insurance, we’ve partnered with top insurance company to connect you with the coverage you need. Simply head to the NowNow ‘Insurance’ section in the App
How to talk to a doctor online?
– Click on ‘Health’ icon on the NOWNOW app
– Select a subscription plan and confirm payment
– Consult with doctor via video call, chat or audio call
– Get diagnosis and prescriptions
Do all phones support mobile payments?
How do I know if my smartphone has NFC?
Where can I use it?
How do I get started?
How to Use NowNow Tap and Pay on Phone?
– Step 2: Select Tap n Pay
– Step 3: Enter amount
– Step 3: Enter mPin
– Step4: Offer phone or POS to the customer to tap
– Step 5: Transaction complete(remember to get your receipt)
Is it Safe?
How do I tap on the phone?
What If I mistakenly tap my card twice?
How do I get started after downloading the app?
Signup on the app by filling only your name and Email.
How long does it take to credit an agent’s wallet?
An agent’s wallet is credited as soon as deposit is effected at the bank.
Why should I become a NowNow Agent?
– Enjoy large commissions daily.
– Retain up to 60% on transaction charges.
– Free Smart POS device
– Sell recharge card/ e-top-up
– Reliable network 24/7 and customer service
– Plus free branding materials for your store including signage t-shirts, face caps, banners, etc.
What services can I perform on the NowNow platform?
– Bill payments
– Send Money to anyone using their account number or phone number
– Mobile recharge
– Buy data
– Electricity
– Betting
– WAEC
– Insurance
What are your requirements for becoming an Agent?
– Have an android phone
– A minimum of N10, 000 deposited in your wallet for transactions.
– Be able to read and write
– Have an shop/business outlet
– Have a valid ID card (Driver’s license, National ID card, Int’l passport, Voters’ card)
– A passport photograph
– Proof of Address (Utility bills e.g. PHCN, LAWMA)
– Financial/Bank account detail or statements
How does the agent platform work?
– Register as a NowNow agent
– Undergo a short training on how to perform the transactions using the app.
– Start vending the following services; airtime in VTU form or as e-PINs, buy data, pay bills, transfer money to any bank account in Nigeria and send money to any phone number on behalf of customers.